You only pay after the work is done in compliance with Federal regulations.
Once you’ve agreed to retain our credit repair services we develop your Credit Rescue Plan. This includes: reviewing your credit reports, identifying errors and things that can potentially improve your scores right away.
We tailor a plan specific to your needs to clean up:
Innacurate names
Birthdate
Addresses
Other identifyers
You will also learn how to maximize credit score factors to get a quick start on improving your credit score. These stratagies may include:
Opening accounts
Closing accounts
Paying down balances
Transferring balances
Requesting credit limit increases
You will then review the accounts with us and choose what accounts you would like to audit
We will then audit the accounts you request by:
Collecting information from the credit reporting agencies and data furnishers
Issuing communication requests and guidlines to collection companies.
Utilizing our propriatory Quantum Matrix Dispute Technology to scan for all the errors using the FCRA (Fair Credit Reporting Act), FDCPA (Fair Debt Collections Practices Act) and other laws and regulations
Prepare deletion and correction requests to credit reporting agencies and data furnishers utilizing factual disputing and Metro2 data format audits
Any errors, ommisions and violations that do not get resolved will get referred to our legal team for review for potential arbitrations and lawsuites. This can ensure removal of items, and sometimes even cash awards. Our state of the art Quantum Matrix Dispute Technology gets you real, timely results.
*Pay the deletion fee only when an account is corrected or removed on a credit reporting agency.
We keep an eye on things for you every month. If anything pops up you will be notified and a appropriate course of action will be recommended. Make sure your credit file is always ready for you and there are no surprises.
“We’re no longer made to feel like second class citizens. Thanks for removing that awful stigma.”
-Rudy H
“They told me right up front that without a good credit report, I wouldn’t even be considered for this position. Thanks to you, I have my dream job!”
-Stephen R
“Who says you have to live with bad credit? You saved us money and embarrassment. Godbless”
-Kamal G
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